Rating Agency Reports

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Moody's downgrades RAM Re's rating to Ba3 - Published 2009, May 20th

RAM Holdings Ltd. And RAM Reinsurance Co. Ratings Lowered, Taken Off CreditWatch, And Withdrawn - Published 2009, September 1st

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Information on the most current rating is available at www.standardandpoors.com or from Standard & Poor's at (212) 438-2400. Ratings are not a guarantee of an insurer's financial strength nor a recommendation as to the insurer.

Standard & Poor’s, a division of The McGraw-Hill Companies, Inc., provides independent financial information, analytical services, and credit ratings to the world’s financial markets. For more information on Standard & Poor’s, visit http://www.standardandpoors.com